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Red Paper

Term Loans

Business Owner

Line of Credit, SBA, Term Loans to assist with any business need

Our term loans helps you plan for a successful future. Get fast access to the term loans you need to grow your business.

Red Paper

Invest In Your Future: Get Quick Access To Funding

Use funding as you want:

We’ll review your online application within one business day and deposit the lump sum advance into your bank account in as little as 24 hours.

Worry-free remittances 

Whether you want to stock up on inventory, pay employees, spend on marketing, or purchase equipment—you decide how to use the funds for your business.

Dealing with fluctuating revenue?


With term loans, remittances are adjusted to better fit your revenue during a particular month.  you deserve access to the best funding opportunities available to small businesses. Red Heart Capital term loans are one of them. Our term loans are a type of small business financing option that is based on your company’s cash flow. 


Traditional banks like to make things complicated. Red Heart Capital offers you an effective, straight forward funding solution for your small business.



A dedicated Account Manager contacts you within minutes of you sending a personalized request. Receive expert advice on how our term loan may be the best option for you and allow us to provide you with trusted guidance on how to achieve your business goals.

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As a small business owner, receiving funding as soon as possible is crucial for your operations. Our process is simple and effective. Your Account Manager is committed to going above and beyond to cut through any unnecessary paperwork and get the funding you need into your bank account quickly.



We always have your back, making your partnership as stress-free and easy as possible. There is no cost to apply and no obligation to accept our proposal. Gain important insights and clarity on what financing options are right for you, no strings attached.

WHY USE Red Heart Capital


Your business needs are unique to your personal circumstances. You deserve a partner who is willing to put in the work necessary to understand what you do, who you serve, and what your vision is. At Red Heart Capital, our expert team is committed to listening to you carefully and working through your business needs, we have serviced over 7,000 small businesses across the united states and have funded almost one billion dollars.


If you are tired of excessive paperwork, confusing terms, being told your loan application has been declined or had it approved only to learn the cash you need is weeks away, know that you have now reached a safe and reliable place. As your potential funding partner, we are excited to learn about your business and play a role in your future success.


Fluctuating revenue or a poor credit score shouldn’t prevent a healthy, growing business from reaching its full potential. Merchant cash advances are available to businesses that meet the following criteria:

  • 500+ credit score

  • 6+ months in business

  • $15,000+ average monthly bank deposits*

How to get a term loan


Pre-qualify online

To pre-qualify, follow the Get Started button and enter some basic business information.


Approval in as little as 4 hours

We'll review your application and reach out to you with the best financing options


Receive same-day funding

If approved, you can get the complete amount deposited directly into your account the same day, plus access to your online account and automatic remittances.

Call Us: (888) 908-1659

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